Tips for accepting BCA credit card applications: GTEKNO

How to Make a BCA Credit Card for ACC Speed

Some people don’t think about how to make a BCA credit card , it’s so hard. BCA is the largest private bank in Indonesia. In a community that spreads year after year, BCA grows into the best private bank in terms of products, services, and more.

BCA offers many services and products, one of which is a credit card. Among the different types of credit cards offered by banks, it can be said that BCA credit cards have many fans. Even every day there are people who are interested in applying for a BCA credit card.

The redit C card today is likea needy one, especially in asa as it is now, compared to k , if you pay in cash,  paying by credit card is considered more fun and practical. We only have to pay the full bill at the end of the month.

Even for businessmen, credit cards are very useful, because for the first time and at the end of the month they can be used to purchase goods for production needs , they pay only in accordance with the size of the invoice. If you are more interested in using a BCA credit card, here’s how to make a BCA credit card and get complete information.

Benefits of a BCA credit card

The BCA credit card certainly offers different advantages over other banks’ credit cards. The first advantage is that you can enjoy very competitive loan rates. Every BCA credit card you use, be it Visa or Master Card, has very attractive interest rates.

Secondly, it is possible to easily buy abroad. You can also shop abroad using your BCA credit card safely and securely, except that the foreign exchange rate owned by the credit card is very low. BCA even offers a BCA travel service to help you with your vacation abroad.

Thirdly, payments come in real time. If you make a credit card payment using a BCA ATM, ACABy phone, or  using  ber as a transaction option for fsa, automatically increase the limit amount immediately, even thoughyou make the payment on vacation.

Fourthly, it has a very wide procurement network. How to make a BCA credit card so purchased, one because of this advantage. The purchasing network that owns BCA credit cards is very wide, even if it is supported by more than 1200 branches nationwide. BCA even collaborated with 6500 dealers.

Types of FCA CC You Should Know

BCA offers a wide range of credit card types and is distributed according to payment. In addition, the limit of this credit card is also different, so you can adjust it to your needs and income. Here is more information on choosing BCA credit card types:

  1. BCA card. Some cards are included in the BCA card type as daily cards. This card has a limit of IDR 3 million and an annual IDR fee of 125 miles. There is also a Platinum card with an IDR limit of 20 million and an annual IDR fee of 250 miles. Finally, the card is Indomaret, with an IDR limit of 3 million and an annual IDR fee of 125 miles. It is quite easy to make a BCA credit card.


  1. BCA Master Card. In the Mastercard BCA card type, the IDR limit for the platinum type is 20 million and the annual fee is 450 miles IDR, the IDR limit for the Black type is 20 million, and the annual IDR fee is 450 miles, and finally the Matahari Mastercard, 3 million limit and 125 miles annual IDR fee.


  1. BCA visa card. Batman Visa has a 125-mile annual IDR award and AN IDR limit of 3 million, an IDR Black Visa limit of 20 million and an annual IDR award of 450 miles, a Singapore Airlines Visa, a 500-mile annual IDR award, and an IDR limit of 20 million. It’s quite difficult to make a Black BCA credit card – but the specific limit is big.


  1. BCA JCB card. The JCB BCA card is divided into 2 types, as are the National Privileges and The Global Privileges. This credit card product is really a specialized product, so you can directly contact information about annual fees and card limits.

How to make a BCA credit card

Before you make a credit card from an FCA, you need to make sure that you have met various requirements imposed by the FSA, such as the minimum age of the card applicant is 21 years and up to 65 years, and then the minimum monthly income is Rp. 4 million and for some RP cards. at least 3 million.

Documents that need to be prepared when you want to apply for a card, such as identity cards, proof of income for employees and specialists. If you are self-employed by profession, you must attach financial statements. In addition, other files, such as photocopies of savings accounts. NPWP, professional license for those who work as professionals, and business-based deed for the self-employed.

If different types of documents are made, how to make a BCA credit card online and offline. If you want to apply online, you can apply directly on the FSB website or through financial services that work with the FSB.

If you decide to apply for an offline credit card, then you just need to visit the nearest FCA account, providing various documents. Later, customer service will help you process the application of the card application. Fill out all the forms that provide customer service, be sure to fill it out completely. So that the card can be processed faster.

Tips for accepting BCA credit card applications

Although it is very easy to create a BCA credit card , in order for your credit card application to be accepted, you must meet different conditions. You must fill out all the documents requested by the bank. Also, make sure the requested documents meet your needs so that the application can be processed quickly.

Secondly, make sure you have a good credit history. BCA Bank, of course, does not want to accept applications if you have a bad credit history. Therefore, make sure you don’t have installment arrears or a non-performing credit history for at least the last 6 months. If you still have installments, be sure to pay on time.

Thirdly, the income meets the criteria required by the bank. They explained that the minimum income should be IDR 3 million, and there are cards that amount to IDR 4 million. Make sure your income is adequate. Some types of jobs can be quite risky if you can start saving BCA to have enough savings.

fourth, you must have enough savings in an ACA account. In fact, it will be easier if you have enough money in your BCA account or if you have been a BCA customer for years. By becoming a loyal customer, of course, the bank will consider your application well.

In fact, a BCA credit card can be the best option for those who want a credit card with a professional and full range of services, especially since the offers offered every month are very attractive. It is also very simple how to make a BCA credit card , and the process is very fast, so what are you waiting for.

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